Thursday, October 18, 2012

Home Warranty: A Good Investment?

Spending your money on maintenance is always wiser than buying a policy that kicks in only when something breaks. Here are a few hitches that can make a home warranty more trouble than it’s worth: 

  1. The plan doesn’t cover everything in your house. Faucets and outdoor sprinklers, for example, usually are not covered, and you’ll probably have to pay extra if you want your refrigerator, washer/dryer and garage-door opener included in the package. Likewise, your pool and hot tub are extra. Tip: If you buy a home warranty, know what’s covered and what isn’t.
  2. Pre-existing problems are not covered, even if you don’t know about them. Among the most common homeowner complaints about home warranties is that the plans too often decline to pay claims, claiming the appliance or system had the glitch before the homeowner got into the program. In fact, those who have complained say the more expensive the repair, the more likely they were to be told the problem was pre-existing. Tip: Insist that the warranty company inspect your appliances and HVAC system and notify you in writing of any pre-existing conditions, before you pay your annual fee. Chances are, the company won’t agree to do it. If that’s the case, you can hire a home inspector, but that will cost you as much as your warranty. 
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For answers to all YOUR Landscape, Garden and Home Improvement questions, visit our website, Rosieonthehouse.com

Friday, October 5, 2012

Rosie's Centennial Reading List

  • The Lazy B by Sandra Day O’Connor
  • Hashknife Cowboy by Mack Hughes
  • Pioneer Hunters of the Rim by Myrtle Bransetter
  • Cavalcade of Arizona History by Marshall Trimble
  • On the Border with General Crook by John Bourke
  • Crossing Arizona by Leland Hanchett Jr.
  • Majestic Journey by Stewart Udall
  • Arizona Sheriffs by Jane Eppinga
  • These is My Words by Sarah Agnes Prine
  • Sharlot Hall by Margaret Maxwell
  • Scottsdale by Joan Fudala
  • Sedona by Lisa Schnebly
  • Filaree by Marguerite Noble
  • Arizona Rangers by Bill O’Neill
  • History of Gisela by Jayne Peace
  • Catch the Stage to Phoenix by Leland Hatchet Jr
  • Roll Away Saloon by Rider and Paulsen
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For more information and for answers to all YOUR Landscape, Garden and Home Improvement questions, visit our website at Rosieonthehouse.com
 
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